Regulation
Capital.com operates regulated entities under the FCA (UK), CySEC (Cyprus), and ASIC (Australia) — all considered tier-1 regulators — along with additional regional licenses in some sources (such as the UAE's Securities and Commodities Authority). Independent reviews consistently note that, unlike several competitors, Capital.com's leverage terms are described as broadly consistent across its main tier-1 jurisdictions, rather than varying sharply between a "regulated" and an "offshore" account.
Account Types and Minimum Deposit
Capital.com generally runs a simplified account structure — a single retail account type plus a separate professional designation for qualifying traders, rather than the multiple named account tiers common at other brokers. The minimum deposit is commonly cited as low, around $20.
Leverage and Spreads
Retail leverage under Capital.com's tier-1 regulated entities is commonly cited as capped around 1:30 on major forex pairs, with lower caps on indices, commodities, shares, and cryptocurrency CFDs, consistent with standard retail regulatory rules (e.g., ESMA/FCA-style tiered caps by asset class). Capital.com uses a commission-free, spread-only pricing model, with EUR/USD spreads commonly cited around 0.6–0.7 pips.
Platforms
Capital.com offers its own proprietary web and mobile platform, alongside MetaTrader 4 and TradingView integration in various sources.
Pros
- Consistent, standard retail leverage across major regulated jurisdictions, rather than a sharp regulated-vs-offshore leverage gap
- Commission-free, relatively tight spreads for a beginner-accessible broker
- Low minimum deposit (commonly cited around $20)
- Broad instrument range, including a large crypto CFD catalog in some sources
Cons
- No true raw-spread/ECN account option for high-volume or scalping-focused traders
- Real (non-CFD) share dealing is generally not offered in most jurisdictions — CFDs only
- Crypto CFDs may be restricted for retail clients in certain jurisdictions (e.g., UK) due to local regulatory rules
Who It Might Suit
Traders who want a straightforward, consistently regulated broker without the "which entity am I actually on" complexity common elsewhere on this list may find Capital.com a strong fit, particularly beginner-to-intermediate CFD traders. Active scalpers seeking the absolute tightest raw spreads may prefer an ECN-focused alternative like IC Markets instead.
Frequently Asked Questions
Is Capital.com regulated?
Yes — Capital.com holds licenses from tier-1 regulators including the FCA (UK), CySEC (Cyprus), and ASIC (Australia), among others depending on the client's region.
Does Capital.com offer very high leverage like some competitors?
Generally no — independent reviews consistently note that Capital.com applies standard retail leverage caps (around 1:30 on major pairs) fairly consistently across its main regulated entities, rather than offering a separate, much higher-leverage offshore option.
Can I trade real stocks with Capital.com, or only CFDs?
In most jurisdictions, Capital.com offers CFDs on shares rather than real share ownership — confirm the specific product structure available in your region if owning the underlying asset matters to you.
This content is for educational purposes only and does not constitute financial advice. It is not a recommendation to use this broker. Terms, fees, leverage and regulatory status vary by entity and change over time — verify current details directly with Capital.com and the relevant regulator before opening an account.
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